Back to Top

Freedom Credit Union


Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.833%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.518%  0.000%
5/1 Adjustable Rate Mortgage
 Rate  APR  Points
 3.250%  4.735%  0.000%
7/1 Adjustable Rate Mortgage
 Rate  APR  Points
 3.500%  4.615%  0.000%
Home Equity
Home Equity Line of Credit
 Rate  APR  Points
 4.750%  4.750%  0.000%
10 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 4.000%  4.000%  0.000%

Personalized Quote

Stacey Pinardi

Mortgage Loan Originator

NMLS #: 436661
Office: 413-505-5786
Fax: 413-863-0135
Cell Phone: 413-522-3962
191 Avenue A
Turners Falls, MA 01376
8:00 AM to 5:00 PM

Buying a home is one of the most important investments a person will ever make. With over 20 years of experience in the mortgage industry, I can bring experience, knowledge, honesty and commitment to guide you through the entire lending process. Whether you are buying your first home, an investment property or refinancing, I will inform you of all the options so you can make the best choice that suits yours and your family's needs. I am committed to establishing life-long relationships with my clients and referral partners, and will work hard to help you achieve the dream of homeownership. Being a life-long resident of the Pioneer Valley, I understand the market and the uniqueness of the area. Give me a call today to begin your journey home!                       

Applying or pre-qualifying online is as easy as 1-2-3. You can pre-qualify or apply now in as little as 20 minutes.


  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. I will follow up to answer your questions.

My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 413-505-5786.

MassHousing Mortgages

Freedom offers MassHousing Mortgages to low- and moderate-income first-time homebuyers. These mortgages can be obtained with or without Private Mortgage Insurance and a down payment of 3% or more is required.

MHP – ONE Mortgages

Freedom now participates in the ONE Mortgage Program and offers the ONE Mortgage to low- and moderate-income first-time homebuyers. A down payment of 3% or more is required, but Private Mortgage Insurance is not.

FHA Loans

FHA loans offer lower down payments and are a good option for first-time homebuyers. The loans are insured through the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development.

USDA Loans

Loans through the U.S. Department of Agriculture (USDA) can help rural homebuyers achieve their dreams of owning their home! USDA loans are also not limited to first-time homebuyers.

VA Loans

VA loans, through the U.S. Department of Veterans Affairs (VA), help Service members, Veterans, and eligible surviving spouses become homeowners. Certain eligibility requirements apply.

For more information and rates on the above loan programs, contact Stacey!


    Keep an eye on rates via e-mail. Sign up for Rate Watch.

    Sign up Now

    Try our mortgage calculators to help you make a decision.

    Use Our Calculators

Contact Info | Site Security | Terms Of Use | What to Expect